Terms of Use
Last updated: 21 August 2026. This is a template terms-of-use page; the site owner should have it reviewed by a qualified professional before relying on it as a complete legal document.
Acceptance of terms
By accessing or using fin.toolbeel.com (the "Site"), operated by toolbeel.com ("Toolbeel Finance", "we", "us"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
Description of service
Toolbeel Finance provides free calculators and educational content covering salary, income tax, loans, investments, retirement and business finance topics relevant to India. Calculators produce estimates based on the information you enter and the formulas or rules described on each calculator's page. They do not constitute financial, tax, legal or investment advice — see our Disclaimer for more detail.
No professional advice, no warranty
Toolbeel Finance is not a bank, financial institution, tax authority, or licensed financial advisor. Content and calculators are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We make reasonable efforts to keep formulas and tax-year data correct and current, but we do not guarantee that every result will match your actual financial outcome.
Your responsibilities
You agree to use the Site lawfully and not to:
- Attempt to disrupt, overload, or gain unauthorized access to the Site or its underlying systems.
- Copy, scrape, or republish substantial portions of Toolbeel Finance's content without permission.
- Use the Site to transmit unlawful, harmful, or infringing content.
Intellectual property
The text, design, calculators, and other original content on Toolbeel Finance are owned by toolbeel.com unless otherwise credited. You may link to Toolbeel Finance and share individual calculator results for personal, non-commercial use. Reproducing substantial parts of the Site elsewhere requires our prior written permission.
Third-party links and advertising
The Site may contain links to third-party websites and, when enabled, third-party advertising (such as Google AdSense). We do not control and are not responsible for the content, accuracy, or practices of third-party sites or advertisers.
Limitation of liability
To the fullest extent permitted by law, Toolbeel Finance and its operator will not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its calculators, including financial decisions made based on a calculator's output.
Indemnification
You agree to indemnify and hold Toolbeel Finance harmless from any claims, losses, or damages arising from your misuse of the Site or violation of these Terms.
Governing law
These Terms are governed by the laws of India, without regard to conflict-of-law principles. Any disputes will be subject to the exclusive jurisdiction of the courts of Pune, Maharashtra.
Changes to these terms
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Contact us
Questions about these Terms can be sent to support@toolbeel.com.