Smart Finance Calculators & Tools
Free calculators for salary, taxes, loans, investments and personal finance.
Popular Calculators
Start with the tools people use most.
Income Tax Calculator
Estimate your tax liability for the year under the old or new regime.
Salary Calculator (CTC to In-Hand)
Break your CTC down into in-hand pay, deductions and employer contributions.
Home Loan EMI Calculator
Work out your monthly EMI, total interest and repayment schedule.
SIP Calculator
Project the future value of a monthly SIP at an expected rate of return.
FD Calculator
Calculate fixed deposit maturity value with simple or compound interest.
Personal Loan EMI Calculator
See your monthly instalment and total interest on a personal loan.
PPF Calculator
Estimate PPF maturity value across a 15-year investment period.
NPS Calculator
Project your NPS corpus at retirement and estimated pension payout.
Gratuity Calculator
Calculate gratuity payable based on last drawn salary and years of service.
Old vs New Tax Regime Calculator
Compare tax payable under both regimes and see which suits you better.
GST Calculator
Work out GST-inclusive and exclusive amounts at any applicable rate.
EMI Calculator
A general-purpose EMI calculator for any loan amount, rate and tenure.
Categories
Browse every calculator by financial topic.
Salary
CTC, take-home pay, HRA and salary structuring.
6 calculatorsTax
Income tax, TDS, capital gains and other Indian tax tools.
10 calculatorsLoans
EMI, eligibility, prepayment and amortization for every loan type.
15 calculatorsInvestments
SIP, FD, PPF, mutual funds and other investment growth tools.
13 calculatorsRetirement
NPS, gratuity and retirement corpus planning.
4 calculatorsBusiness
Discount, business loan EMI and everyday business finance tools.
2 calculatorsWhy Toolbeel Finance
- Built around Indian tax slabs, PPF/NPS rules and INR number formatting — not a generic global calculator adapted for India.
- Every calculator shows the formula it uses, so you can verify the result yourself rather than trust a black box.
- Tax calculators are tied to a specific financial year and clearly state which one — nothing is silently calculated with outdated rules.
- Free to use, with no account or signup required.
Financial Guides
In-depth guides on salary structuring, tax planning and investing are in progress and will be published here.
Frequently Asked Questions
Yes. Every calculator on Toolbeel Finance is free, with no account, signup or payment required.
Calculators use standard, published financial formulas and current tax rules. Results are estimates based on the information you enter — your actual figures may differ due to rounding conventions, employer policy, or details a calculator doesn't account for.
Each tax calculator states the financial year its slabs and rules are based on. Tax rules change every year, so always check the financial year shown before relying on a result.
Calculations run entirely in your browser. Toolbeel Finance does not collect or store the values you type into a calculator.
No. Toolbeel Finance is not a financial advisor. For decisions with significant tax, legal or investment consequences, consult a qualified professional.
Toolbeel Finance's calculators provide estimates for general informational purposes only. They are not financial, tax or legal advice, and results may differ from your actual figures. See our full disclaimer before making financial decisions.